Smart Coverage

Tailored for You.

Smart Coverage

Tailored for You.

Smart Coverage. Tailored for You.

We compare top insurance carriers to build protection that fits your life and business.

Personal quote

Commercial quote

Auto Insurance That Protects You on Every Mile

Affordable, dependable coverage personalized to your car, habits, and needs — with instant quotes from top carriers and full bilingual support.

What’s included:

• Liability, full coverage & uninsured motorist
• Bundle discounts with home or umbrella
• Digital ID cards & e-signatures
• Available in VA, WV, DC, NC, SC, GA & FL

🚗 Customer Satisfaction

⭐️⭐️⭐️⭐️⭐️ Rated 4.9 from hundreds of policyholders

Auto Insurance That Protects You on Every Mile

Affordable, dependable coverage personalized to your car, habits, and needs — with instant quotes from top carriers and full bilingual support.

What’s included:

• Liability, full coverage & uninsured motorist
• Bundle discounts with home or umbrella
• Digital ID cards & e-signatures
• Available in VA, WV, DC, NC, SC, GA & FL

🚗 Customer Satisfaction

⭐️⭐️⭐️⭐️⭐️ Rated 4.9 from hundreds of policyholders

Auto Insurance That Protects You on Every Mile

Affordable, dependable coverage personalized to your car, habits, and needs — with instant quotes from top carriers and full bilingual support.

What’s included:

• Liability, full coverage & uninsured motorist
• Bundle discounts with home or umbrella
• Digital ID cards & e-signatures
• Available in VA, WV, DC, NC, SC, GA & FL

🚗 Customer Satisfaction

⭐️⭐️⭐️⭐️⭐️ Rated 4.9 from hundreds of policyholders

Protect Your Home with Confidence

Protect your home with coverage tailored to your needs, location, and future — designed by experts who understand your community.

What’s included:

• Up to 150% replacement cost
• Roof & solar protection
• Water damage & loss of use
• Bundle & save with auto or life
• Available in VA, NC, SC & more

🏠 Carrier Strength

30+ Top Carriers
We partner only with A-rated insurance companies trusted across the U.S.

Protect Your Home with Confidence

Protect your home with coverage tailored to your needs, location, and future — designed by experts who understand your community.

What’s included:

• Up to 150% replacement cost
• Roof & solar protection
• Water damage & loss of use
• Bundle & save with auto or life
• Available in VA, NC, SC & more

🏠 Carrier Strength

30+ Top Carriers. We partner only with A-rated insurance companies trusted across the U.S.

Protect Your Home with Confidence

Protect your home with coverage tailored to your needs, location, and future — designed by experts who understand your community.

What’s included:

• Up to 150% replacement cost
• Roof & solar protection
• Water damage & loss of use
• Bundle & save with auto or life
• Available in VA, NC, SC & more

🏠 Carrier Strength

30+ Top Carriers
We partner only with A-rated insurance companies trusted across the U.S.

Protecting the Business You’ve Built

Smart coverage for contractors, consultants, and small business owners — built to protect your operations, vehicles, and team.

What’s Included:

• General Liability & Workers Comp
• Business Auto & Commercial Umbrella
• Professional Liability & Bonds
• Fast digital certificates & renewals
• Available in VA, WV, DC, NC, SC, GA & FL

🛡️Since 2010

Trusted by contractors, consultants, and entrepreneurs across the Southeast.

Protecting the Business You’ve Built

Smart coverage for contractors, consultants, and small business owners — built to protect your operations, vehicles, and team.

What’s included:

• General Liability & Workers Comp
• Business Auto & Commercial Umbrella
• Professional Liability & Bonds
• Fast digital certificates & renewals
• Available in VA, WV, DC, NC, SC, GA & FL

🛡️Since 2010

Trusted by contractors, consultants, and entrepreneurs across the Southeast.

Protecting the Business You’ve Built

Smart coverage for contractors, consultants, and small business owners — built to protect your operations, vehicles, and team.

What’s Included:

• General Liability & Workers Comp
• Business Auto & Commercial Umbrella
• Professional Liability & Bonds
• Fast digital certificates & renewals
• Available in VA, WV, DC, NC, SC, GA & FL

🛡️Since 2010

Trusted by contractors, consultants, and entrepreneurs across the Southeast.

Life Insurance: Smart Coverage, Simplified

Protect your loved ones with policies designed to provide lasting financial security — from term life to whole life and final expense options.

What’s included:

• Affordable term & permanent coverage
• Fast quotes — no medical exams required*
• Plans that grow with your family or business
• Bundle & save with home, auto, or annuities
• Available in VA, NC, FL, SC & more

Beautiful sunrise and lake view with Angel

❤️ Built to Protect What Matters

Because securing your family’s future shouldn’t be confusing — just clear, fast, and built with care.

Life Insurance: Smart Coverage, Simplified

Protect your loved ones with policies designed to provide lasting financial security — from term life to whole life and final expense options.

What’s included:

❤️ Built to Protect What Matters

Because securing your family’s future shouldn’t be confusing — just clear, fast, and built with care.

Life Insurance: Smart Coverage, Simplified

Protect your loved ones with policies designed to provide lasting financial security — from term life to whole life and final expense options.

What’s included:

❤️ Built to Protect What Matters

Because securing your family’s future shouldn’t be confusing — just clear, fast, and built with care.

Insurance Strategist

Angel Latimer is a bilingual insurance strategist | 16+ yrs guiding families & business owners Leading operations at TJC Insurance & Homestead Insurance Group custom coverage.

Real strategy. Trusted results.

Insurance Strategist

Angel Latimer is a bilingual insurance strategist | 16+ yrs guiding families & business owners Leading operations at TJC Insurance & Homestead Insurance Group custom coverage.

Real strategy. Trusted results.

Insurance Strategist

Angel Latimer is a bilingual insurance strategist | 16+ yrs guiding families & business owners Leading operations at TJC Insurance & Homestead Insurance Group custom coverage.

Real strategy. Trusted results.

"Angel gets us the right coverage — and makes it easy to understand."

"His advice has helped us protect our business and grow with confidence."

"We’re loyal clients because he treats us like family, not a number."

"Angel gets us the right coverage — and makes it easy to understand."

"His advice has helped us protect our business and grow with confidence."

"We’re loyal clients because he treats us like family, not a number."

"Angel gets us the right coverage — and makes it easy to understand."

"His advice has helped us protect our business and grow with confidence."

"We’re loyal clients because he treats us like family, not a number."

Core Expertise

Risk Management Strategy

Home, Auto & Umbrella Insurance

Workers Comp & General Liability

Life Insurance & Annuities

Insurance for Contractors & Small Business

Bilingual Client Experience

Business Operations & Growth

Policy Optimization

Digital Automation & E-signature Process

Long-Term Client Retention & Service

+ More

Frequently Asked Questions

What types of insurance does TJC Insurance offer?

Can I bundle my home and auto insurance to save money?

How do I get a quote or make changes to my policy?

Do you handle commercial certificates and audits?

What types of insurance does TJC Insurance offer?

Can I bundle my home and auto insurance to save money?

How do I get a quote or make changes to my policy?

Do you handle commercial certificates and audits?

What types of insurance does TJC Insurance offer?

Can I bundle my home and auto insurance to save money?

How do I get a quote or make changes to my policy?

Do you handle commercial certificates and audits?

Still have questions?